.hk-draft{font-size:13.5px;font-weight:700;color:var(--warning);background:#fdf1ec;border:1px dashed #e8b9a4;border-radius:8px;padding:6px 10px;margin:0 0 14px}.hk-hero__lead{font-size:17px;color:var(--ink);margin:0 0 8px}.hk-hero__note{font-size:14.5px;color:var(--ink-soft);margin:0 0 22px}.hk-form{background:var(--bg-cool);border-radius:var(--radius-lg);padding:18px 16px 20px}.hk-form__unit{font-size:14px;color:var(--ink-muted);margin:0 0 12px}.hk-q{border:none;margin:0 0 12px;padding:16px 16px 14px;background:#fff;border-radius:var(--radius);box-shadow:0 1px 0 var(--line)}.hk-q__title{display:flex;gap:10px;align-items:flex-start;padding:0;margin:0 0 12px;font-size:17px;font-weight:800;color:var(--navy-deep);line-height:1.5}.hk-q__title small{display:block;font-size:14px;font-weight:500;color:var(--ink-soft)}.hk-q__no{flex:none;display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-size:13.5px;font-weight:800;margin-top:-2px}.hk-input{display:flex;align-items:center;border:1.5px solid var(--line-strong);border-radius:10px;background:#fff;padding:0 12px;transition:border-color .15s}.hk-input:focus-within{border-color:var(--navy);box-shadow:0 0 0 3px rgba(26,47,92,.12)}.hk-input.is-error{border-color:var(--warning)}.hk-input.is-disabled{background:var(--bg-cool)}.hk-input input{flex:1 1;min-width:0;border:none;outline:none;background:transparent;font:inherit;font-size:22px;font-weight:700;color:var(--navy-deep);padding:11px 0}.hk-input input::placeholder{font-size:17px;font-weight:400;color:#b4b4b4}.hk-input__unit{flex:none;font-size:15px;color:var(--ink-soft);margin-left:8px}.hk-hint{font-size:14px;color:var(--ink-muted);margin:8px 0 0}.hk-hint--top{margin:0 0 8px}.hk-error{font-size:14px;color:var(--warning);margin:6px 0 0}.hk-unknown{display:inline-flex;align-items:center;gap:8px;font-size:15px;color:var(--ink-soft);margin-top:10px;cursor:pointer}.hk-unknown input{width:20px;height:20px;accent-color:var(--navy)}.hk-seg{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px;gap:8px}.hk-seg__btn{border:1.5px solid var(--line-strong);border-radius:10px;padding:12px 8px;font-size:16px;font-weight:700;color:var(--ink-soft);background:#fff}.hk-seg__btn.is-on{border-color:var(--navy);background:var(--navy);color:#fff}.hk-sub{margin-top:14px}.hk-sub__label{display:block;font-size:15px;font-weight:700;color:var(--navy-ink);margin-bottom:6px}.hk-submit{display:block;width:100%;min-height:60px;margin-top:6px;border-radius:12px;background:var(--navy);color:#fff;font-size:18.5px;font-weight:800;letter-spacing:.04em;box-shadow:0 4px 0 var(--navy-deep),0 8px 20px rgba(26,47,92,.22)}.hk-submit:active{transform:translateY(2px);box-shadow:0 2px 0 var(--navy-deep)}.hk-reset{display:block;margin:14px auto 0;font-size:14.5px;color:var(--ink-muted);text-decoration:underline}.hk-result{margin-top:36px;scroll-margin-top:80px}.hk-stale{font-size:14.5px;font-weight:700;color:var(--warning);background:#fdf1ec;border-radius:8px;padding:8px 12px;margin:0 0 14px}.hk-h2{font-size:22px;font-weight:800;color:var(--navy-deep);padding:10px 0 10px 16px;border-left:5px solid var(--navy);background:linear-gradient(90deg,var(--bg-cool),transparent);margin:0 0 14px}.hk-lead-note{font-size:16.5px;line-height:1.8;color:var(--ink);background:var(--bg-warm);border:1px solid #e7ddc7;border-left:4px solid var(--accent-gold);border-radius:var(--radius);padding:14px 16px;margin:0 0 20px}.hk-notice{font-size:15.5px;color:#8a4b1f;background:#fff6e8;border-left:3px solid var(--accent-gold);border-radius:8px;padding:10px 12px;margin:10px 0}.hk-h3{font-size:19px;font-weight:800;color:var(--navy-deep);margin:28px 0 12px}.hk-now{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:4px 16px 14px}.hk-now .hk-h3{margin:12px 0 6px}.hk-now__list{margin:0}.hk-now__list>div{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px dashed var(--line);font-size:16px}.hk-now__list dt{color:var(--ink-soft)}.hk-now__list dd{margin:0;font-weight:700;color:var(--navy-deep)}.hk-now__total{display:flex;justify-content:space-between;align-items:baseline;margin-top:10px;font-size:16px;font-weight:700}.hk-now__total strong{font-size:19px}.is-plus{color:var(--success)}.is-minus{color:var(--warning)}.is-na{color:var(--ink-muted);font-weight:500}.hk-legend{font-size:14.5px;color:var(--ink-soft);margin:-4px 0 10px}.hk-rows{list-style:none;margin:0;padding:0;display:grid;grid-gap:10px;gap:10px}.hk-row{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:12px 14px}.hk-row__head{display:flex;justify-content:space-between;align-items:baseline;gap:8px}.hk-row__name{font-size:16.5px;font-weight:800;color:var(--navy-deep)}.hk-row__pay{font-size:15.5px;font-weight:700;color:var(--navy-ink);white-space:nowrap}.hk-row__sub{display:block;font-size:14px;color:var(--ink-muted)}.hk-row__bal{display:block;text-align:right;font-size:17.5px;font-weight:800}.hk-bar{position:relative;height:14px;margin:10px 0 6px;background:var(--bg-cool);border-radius:999px;overflow:hidden}.hk-bar--na{background:repeating-linear-gradient(45deg,var(--bg-cool),var(--bg-cool) 6px,#fff 6px,#fff 12px)}.hk-bar__axis{position:absolute;left:50%;top:0;bottom:0;width:2px;margin-left:-1px;background:var(--line-strong)}.hk-bar__fill{position:absolute;top:2px;bottom:2px;border-radius:999px}.hk-bar__fill.is-plus{background:var(--success)}.hk-bar__fill.is-minus{background:var(--warning)}.hk-foot{font-size:14px;color:var(--ink-muted);margin:10px 0 0}.hk-details{margin:16px 0 0;background:var(--bg-cool);border-radius:var(--radius);padding:12px 14px}.hk-details summary{font-size:15px;font-weight:700;color:var(--navy-ink);cursor:pointer}.hk-details ul{list-style:none;margin:10px 0 0;padding:0;display:grid;grid-gap:8px;gap:8px;font-size:14px;color:var(--ink-soft);line-height:1.7}.hk-cont{margin-top:8px}.hk-cont__now{display:flex;justify-content:space-between;align-items:baseline;font-size:16px;color:var(--ink-soft)}.hk-cont__now strong{font-size:20px;color:var(--navy-deep)}.hk-cont__rate{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:15px;color:var(--ink-soft);margin:12px 0 0}.hk-input--rate{width:120px}.hk-input--rate input{font-size:19px;padding:7px 0}.hk-cont__figs{margin:14px 0 0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:4px 16px}.hk-cont__figs>div{display:flex;justify-content:space-between;align-items:baseline;gap:10px;padding:10px 0;border-bottom:1px dashed var(--line)}.hk-cont__figs>div:last-child{border-bottom:none}.hk-cont__figs dt{font-size:15px;color:var(--ink-soft)}.hk-cont__figs dd{margin:0;font-size:19px;font-weight:800;color:var(--navy-deep);text-align:right;line-height:1.3}.hk-cont__figs small{display:block;font-size:13px;font-weight:500;color:var(--ink-soft)}.hk-cont__figs small.hk-u{display:inline;font-size:15px;margin-left:1px}.hk-methods{display:grid;grid-gap:12px;gap:12px}.hk-method{background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:var(--radius);padding:14px 16px 16px;font-size:16px;line-height:1.75}.hk-method header{display:flex;align-items:center;gap:10px;margin-bottom:8px}.hk-method h4{margin:0;font-size:20px;font-weight:800;color:var(--navy-deep)}.hk-tag{font-size:13px;font-weight:700;color:var(--navy);background:var(--navy-soft);border-radius:999px;padding:2px 10px}.hk-method p{margin:0 0 8px}.hk-figure{display:flex;justify-content:space-between;align-items:baseline;gap:8px;background:var(--bg-warm);border-radius:10px;padding:10px 12px;margin:4px 0 8px;font-size:14.5px;color:var(--ink-soft)}.hk-figure strong{font-size:22px;color:var(--navy-deep);white-space:nowrap}.hk-check{position:relative;padding-left:20px}.hk-check:before{content:"✓";position:absolute;left:0;color:var(--accent-gold);font-weight:800}.hk-small{font-size:14px;color:var(--ink-muted);line-height:1.7}.hk-aim{background:var(--bg-cool);border-radius:8px;padding:8px 12px;font-size:15px}.hk-aim b{display:block;font-size:13.5px;color:var(--navy-ink)}.hk-more{display:inline-block;font-size:15.5px;font-weight:700;color:var(--navy);border-bottom:1px solid var(--navy);margin-top:4px}.hk-cta{margin-top:36px}.hk-cta__note{margin-top:10px}.hk-privacy{margin-top:16px}.hk-disclaimer{text-align:center;margin-top:20px}.is-zero{color:var(--ink-soft)}.hk-fee-note{font-size:15px;font-weight:700;color:var(--navy-ink);margin:0 0 12px}.hk-method__lead{font-size:16px;margin:0 0 10px}.hk-method__points{list-style:none;margin:0 0 12px;padding:0;display:grid;grid-gap:6px;gap:6px}.hk-method__points li{position:relative;padding-left:22px;font-size:15.5px;line-height:1.7}.hk-method__points li:before{content:"";position:absolute;left:4px;top:.7em;width:8px;height:8px;border-radius:50%;background:var(--accent-gold)}.hk-common{font-size:15px;color:var(--ink-soft);margin:12px 0 0}